Indianapolis Car Accident Lawyer FAQs

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As an experienced Indianapolis car accident lawyer, I know that navigating the aftermath of a car crash can be overwhelming. At our Indiana accident law firm, we aim to make the process as clear and straightforward as possible for you.

Below, we’ve compiled some frequently asked questions to provide you with the answers and insights you need.

What Should I Do Immediately After a Car Accident?

After a car accident, your priority is safety. Move to a safe area if possible and check for injuries. Call 911 to report the accident and request medical assistance if needed. Indiana law requires drivers involved in an accident to report it to law enforcement if it results in injury, death, or significant property damage (Indiana Code § 9-26-1-1).

Next, gather evidence. Take photos of the vehicles, the accident scene, and any visible injuries. Exchange information with the other driver, including their name, contact details, and insurance information. Avoid discussing fault at the scene, as these statements can be used against you later.

When Should I Contact an Attorney?

You should contact an auto accident attorney in Indianapolis as soon as possible after the accident. The sooner we get involved, the better we can protect your rights and build a strong case. Indiana has a two-year statute of limitations for personal injury claims (Indiana Code § 34-11-2-4), so it’s important not to delay.

Reaching out to us early also helps preserve crucial evidence, such as surveillance footage, witness statements, and accident reports. Additionally, insurance companies may pressure you into accepting a low settlement. Having a skilled car crash lawyer in Indiana on your side can prevent you from being taken advantage of.

Who Is Liable for My Car Accident?

Liability depends on the circumstances of the accident. Indiana follows a comparative fault rule (Indiana Code § 34-51-2-6), meaning your compensation may be reduced if you are partially at fault. However, if you are found to be 51% or more at fault, you cannot recover damages.

Determining liability often requires investigating factors such as:

As your Indianapolis car wreck attorney, we will thoroughly examine every detail to determine who is responsible for your damages.

What Types of Damages Can I Recover?

In a car accident claim, you may be entitled to two types of damages: economic and non-economic.

  1. Economic Damages: These include medical bills, lost wages, property damage, and other measurable financial losses. For instance, the average cost of a non-fatal car accident injury in the U.S. is approximately $23,500, according to the National Safety Council.
  2. Non-Economic Damages: These cover pain and suffering, emotional distress, and loss of enjoyment of life. While harder to quantify, these damages are vital to ensuring you receive full compensation for your experience.

Our role as your accident attorney in Indianapolis is to ensure you receive fair compensation for all damages, not just the immediately visible ones.

How Is Compensation Calculated?

Compensation is calculated based on the severity of your injuries, the extent of property damage, and the impact on your quality of life. Factors like medical records, expert testimony, and accident reconstruction reports all contribute to this assessment.

For example, if your injuries prevent you from returning to work, your lost earning potential will be included in your claim. Our team at the Indiana accident law firm has extensive experience working with experts to accurately calculate the full value of your losses.

What If the Other Driver Doesn’t Have Insurance?

Indiana requires all drivers to carry liability insurance with minimum coverage limits of:

  • $25,000 for bodily injury per person
  • $50,000 for bodily injury per accident
  • $25,000 for property damage

However, not all drivers comply with this law. If the at-fault driver is uninsured or underinsured, your insurance policy may come into play. Many policies include uninsured/underinsured motorist coverage, which can help cover your losses.

We can assist if you’re unsure about your coverage or need help filing a claim. As your car crash lawyer in Indiana, we’ll explore all available avenues to ensure you’re compensated.

How Long Does the Claims Process Take?

The duration of the claims process depends on several factors, including the complexity of the case and the insurance companies’ cooperation. While some claims may be resolved in months, others may take longer if they go to trial.

As your Indianapolis car accident lawyer, we’ll keep you informed every step of the way. We aim to resolve your case efficiently while ensuring you receive the compensation you deserve.

Can I Handle My Claim Without a Lawyer?

While it’s technically possible to handle your claim without a lawyer, it’s not advisable. Insurance companies are skilled at minimizing payouts, often using tactics like lowball offers or disputing liability. You may not receive the full value of your claim without legal representation.

As experienced Indianapolis car wreck attorneys, we understand insurers’ strategies and how to counter them effectively. We’ll handle all negotiations and legal complexities, allowing you to focus on your recovery.

What If I’m Partially at Fault?

Under Indiana’s comparative fault rule, you can still recover damages if you are partially at fault, as long as your fault does not exceed 50%. However, your compensation will be reduced by the percentage of your fault.

For example, if you’re awarded $100,000 in damages but are found to be 20% at fault, you would receive $80,000. This is why having a skilled accident attorney in Indianapolis is critical to minimize any fault attributed to you.

How Common Are Car Accidents in Indiana?

Car accidents are unfortunately common in Indiana. According to the Indiana University Public Policy Institute, there were 217,396 traffic collisions in the state in 2021, resulting in 887 fatalities and over 38,000 injuries. Marion County, home to Indianapolis, consistently has the highest number of accidents in the state.

These statistics underscore the importance of safe driving and knowing your rights in the event of an accident. As your auto accident attorney in Indianapolis, we’re here to provide the guidance and representation you need.

How Do I Choose the Right Lawyer?

Choosing the right lawyer can make a significant difference in the outcome of your case. Look for an attorney with experience handling car accident cases, a track record of success, and a client-focused approach.

At our Indiana accident law firm, we pride ourselves on providing compassionate, effective representation. We understand the challenges you’re facing and are committed to achieving the best possible outcome for your case.

How Much Does It Cost to Hire a Lawyer?

We work on a contingency fee basis, meaning you pay no upfront costs. Our fees are only collected if we successfully recover compensation for you. This structure ensures that everyone has access to quality legal representation, regardless of their financial situation.

Why Choose Us as Your Indianapolis Car Accident Lawyer?

When you choose us, you’re not just hiring a lawyer—you’re gaining a dedicated advocate. We bring years of experience, a deep understanding of Indiana accident laws, and a commitment to personalized service. We’re here to handle the legal complexities so you can focus on healing.

If you’ve been injured in a car accident, don’t hesitate to reach out. Contact us today to schedule a free consultation. Let us help you navigate this challenging time and secure the compensation you deserve.

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